800-392-7201

Renters Insurance

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At The Gantt Insurance Agency Inc., we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from The Gantt Insurance Agency Inc. are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

*Lynchburg Office

2154 Wards Rd.

Lynchburg, VA 24502

Main office: 434-260-5050

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 AM - 5:00 PM
Sat: 9:00 AM - 12:00 PM
Sun: Closed

Crewe Office

1300 West Virginia Avenue

Crewe, VA 22701

Main office: 434-645-1112
Fax: 434-645-1904

Office Hours:

Mon: 9:00 AM - 5:30 PM
Tues: 9:00 AM - 5:30 PM
Wed: 9:00 AM - 5:30 PM
Thurs: 9:00 AM - 5:30 PM
Fri: 9:00 AM - 5:30 PM
Sat: 9:00 AM - 12:00 PM
Sun: Closed

Culpeper Office

150 Jams Madison Hwy, Ste 7

Culpeper, VA 22701

Main office: 540-364-5170
Fax: 540-825-4595

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 AM - 5:00 PM
Sat: Closed
Sun: Closed

Dillwyn Office

1106 Main Street

P.O. Box P.O. Box 545 Dillwyn, VA 23936

Main office: 434-326-4073
Fax: 434-983-8982

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 AM - 5:00 PM
Sat: Closed
Sun: Closed

Farmville Office

205 North Virginia Street

Farmville, VA 23901

Main office: 434-392-7201
Fax: 434-392-3890

Office Hours:

Mon: 9:00 AM - 5:30 PM
Tues: 9:00 AM - 5:30 PM
Wed: 9:00 AM - 5:30 PM
Thurs: 9:00 AM - 5:30 PM
Fri: 9:00 AM - 5:30 PM
Sat: 9:00 AM - 12:00 PM
Sun: Closed

Madison Heights Office

4830 South Amherst Hwy

Madison Heights, VA 24572

Main office: 434-607-4425
Fax: 434-528-3770

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Scottsville Office

132 Scottsville Center

P.O. Box P.O. Box 7 Scottsville, VA 24590

Main office: 434-260-5634
Fax: 434-286-3538

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.