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1801 E 3rd St
Farmville, VA 23901

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Reasons Why a Judge May Order You to Carry SR-22 Insurance

Here at Gantt Agency, serving the greater Farmville, VA area, we offer our customers SR-22 and FR-44 insurance. These types of insurance products are typically court-ordered products that have higher insurance coverage amounts and are higher priced. If you have a family member who has been ordered to carry one of these types of insurance products, you may find yourself wondering why.

Here are a few of the common reasons why a judge may order someone to carry SR-22 insurance:

You Were Driving Without Insurance

One of the reasons a judge may require someone to carry SR-22 insurance is because they were driving without insurance and were caught multiple times, or they caused an accident and did not have insurance. This makes them a higher risk, and as such, the courts may require them to carry this insurance in order to get their license back. 

You Were Convicted of a DUI or DWI

Another common reason why courts order someone to obtain SR-22 insurance is that they were convicted of a DUI or DWI. In order to get a driver’s license back after one of these infractions, most courts require SR-22 or FR-44 insurance. 

You Have a Poor Driving Record

Lastly, someone with a poor driving record, including reckless driving or street racing infractions, or someone with multiple accidents, may be required to carry this type of insurance. 

Contact Us Today

If a judge orders you to obtain SR-22 insurance, you will not be able to operate a vehicle until you obtain this type of insurance policy and submit it to either the courts or the local department of motor vehicles. If you or a loved one have been ordered to obtain SR-22 insurance or FR-44 insurance, Gantt Agency, serving the greater Farmville, VA region, can help. Get started by contacting us today.