If you own a business in Virginia and have three or more employees, part-time or full-time, you must obtain worker’s compensation insurance. The agents at the Gantt Agency in Farmville, VA have the experience and knowledge it takes to guide you in creating a policy that works for you and your employees.

Workers’ Compensation for Virginia Business Owners

Virginia law regarding worker’s compensation was put into place to ensure that businesses’ employees are covered if they suffer an injury while on the job. You will need workers’ compensation insurance for all of your employees if you have three or more to ensure medical bills are paid, along with their lost wages, while they are off work due to an injury they sustained while on the job.

Workers’ compensation insurance will also help you and your business to avoid being sued in a civil lawsuit due to an employee being injured on the job. The employee will receive compensation for their wages to pay their bills while they are healing and recuperating from the injury they sustained while working at your business.

In Virginia, you do not only have to count the number of part-time and full-time employees who work directly for workers’ compensation. You must also count any subcontractors who work for your business. For example, if you only have one employee, you would not be required to have workers’ compensation insurance. Still, if you have one employee and three subcontractors working for your business, you must include the subcontractors in the total number of employees for workers’ compensation purposes.

To obtain the proper workers’ compensation policy for your business, contact the trusted agencies at Gantt Agency in Farmville, VA.

When Virginia entrepreneurs open their doors, they are embarking on an exciting journey that is not without risks. Indeed, there is a great deal of uncertainty with any business opportunity, but that does not mean you need to go out into the market with no protection. Commercial insurance from Gantt Agency can protect your company, so you can concentrate on building your business and expanding your services to include an even greater market share in Farmville, VA.

Call the Virginia Insurance Team You can Trust

While no two business owners have the same needs and concerns, all companies need basic insurance policies designed to protect against asset loss, damage, or liability. As such, it is important to sit down and discuss a commercial insurance policy that is designed to protect your business specifically. From vehicle fleet insurance to real property to inventory stocks, a lot is riding on having the commercial insurance you and your company need should the unexpected occur.

Our team is standing by to listen to your concerns to craft a better policy that will not only help you protect your Virginia based business but will give you the security to continue building your business for years to come. You probably have questions regarding the best possible insurance coverage for your business, and we have the answers, so you can make the informed decision designed to help make your business thrive.

Contact our Team at Gantt Agency for Your Commercial Insurance

Business owners have a lot on the line, and commercial insurance is designed to help you weather adverse conditions, whether caused by natural causes or just a routine accident that can strike at any moment. Serving the Farmville, VA business community, Gantt Agency understands the needs of business owners, and we look forward to meeting you to find an insurance policy that fits your company’s needs, so to contact our friendly and knowledgeable team for a free, no-obligation quote.