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Gantt Insurance Agency

1801 E 3rd St
Farmville, VA 23901

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SR-22 and FR-44 Insurance in Virginia, Explained

SR-22 and FR-44 insurance are two types of auto insurance policies that are required in Virginia under certain circumstances. Our team of experts at Gantt Agency can help Farmville, VA drivers understand their insurance needs and find the right coverage to meet their legal obligations.

The Policies, Explained

SR-22 insurance is required for drivers who have been convicted of certain traffic offenses, such as driving under the influence (DUI) or driving without insurance. This type of insurance is not actually an insurance policy but rather a certificate that proves that the driver has the required amount of insurance coverage. SR-22 insurance is required for a specific period, typically three years, and must be renewed before it expires. Gantt Agency can help drivers in Farmville, VA obtain SR-22 insurance and ensure that they meet their legal obligations.

FR-44 insurance is similar to SR-22 insurance but is required for drivers who have been convicted of more serious traffic offenses, such as DUIs that involve bodily injury or property damage. Like SR-22 insurance, FR-44 insurance is a certificate that proves that the driver has the required amount of insurance coverage. However, FR-44 insurance typically requires higher liability limits than SR-22 insurance.  Gantt Agency can work with drivers in Farmville, VA to determine their FR-44 insurance needs and find policies that provide the right level of coverage.

It’s important to note that drivers who are required to carry SR-22 or FR-44 insurance may face higher insurance premiums and other consequences, such as license suspension or revocation if they fail to meet their legal obligations. As such, it’s essential to work with a trusted insurance provider like the Gantt Agency to ensure that you have the right coverage and are in compliance with the law.

Reach Out To Us

SR-22 and FR-44 insurance are important types of auto insurance coverage that are required in Virginia under certain circumstances. The Gantt Agency can help Farmville, VA drivers understand their insurance needs and find policies that meet their legal obligations. By working with a trusted insurance provider, drivers can ensure that they have the right coverage and are in compliance with the law.